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Papers On Accounting & Personal Finance
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2009; The UK Economy and Scottish Commercial Real Estate
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This 12 page paper looks at the economy of the UK between 2004 and 2009 and compares Scotland to the UK as a whole. The real estate market for commercial property in Scotland is then considered, looking at industry in Aberdeen, Offices in Edinburgh and offices and retail space in Glasgow. Predictions are then made regarding the potential movement of real estate prices and the economies as a whole, with reference existing patterns and economic theory. The bibliography cites 16 sources.
Filename: TEUKscot2009.rtf

30 Years of Interest Rates and the S&P 500
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A 10 page paper evaluating the relationship between interest rates and the S&P 500 index, for the purpose of determining whether the two are connected. Of course we know the stock market grew at its greatest rates and to its highest volumes ever during the decade of the 1990s, while interest rates sank lower than they had been since the 1960s. It is tempting to place a direct link between interest rates and the value of the S&P 500, but that relationship likely will not be supported by further analysis. Bibliography lists 6 sources. Includes 3 tables.
Filename: KSintRateSP500.rtf

401(K)
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This 7 page paper discusses different aspects of the 401k retirement plan offered by most companies. Today's employee is looking for more in a company than in the past. One of the incentives companies are using today is a 401k program in which the company matches at least a portion of the voluntary contributions made by employees. The writer first explains different factors associated with the 401k plan, then discusses the benefits to both employees and employers. Bibliography lists 6 sources.
Filename: PG401k.wps

A Case for a Livable Wage
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This 3 page paper evaluates figures from a New Jersey town to demonstrate that people cannot live on minimum wage. A sample budget is drawn up for a Watchung, N.J. family. Bibliography lists 3 sources.
Filename: SA317wge.rtf


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